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Buying guide

Best CRM for Property Developers in Nigeria (2026): Off-Plan Sales, Instalments and Realtors Compared

Selling off-plan in Nigeria means instalment schedules, realtor commissions and buyers who go quiet after the deposit. Here are the real options for developers, and where each one stops.

Updated September 2026

What is the best CRM for a property developer in Nigeria?

It depends on which half of the job hurts. If your pain is unit allocation, realtor commission schedules with withholding tax, and a branded portal for investors, Conveya and OurProperty are built around that developer back office. If your pain is buyers who enquire on WhatsApp, pay a deposit and then go quiet on the instalments, GrowUp Business is built around that: the follow-up, the instalment invoices in Naira with reminders, the pipeline per estate, and every buyer conversation in one inbox. Some developers run both. Any page that says one tool does everything for a developer is selling.

Off-plan is how a lot of Nigerian property gets sold now. A developer launches an estate, realtors spread the flyer, buyers pay a deposit on a plot that is still bush, and the rest arrives over twelve or twenty-four months. It works because it lets people buy in pieces. It fails, quietly, in the pieces.

The failure is rarely the first payment. It is instalment seven, when the buyer has gone quiet, the reminder depended on someone remembering, and the salesperson who handled them has moved to another developer with the WhatsApp history on her phone. Multiply that across two estates and three realtors and you have a cash flow problem that looks like a marketing problem.

“Developer CRM” hides two different jobs. One is the back office: unit allocation, realtor commission schedules, withholding tax, investor statements. The other is the buyer: getting the enquiry, replying before the next developer does, collecting the deposit, and making sure the next eleven payments land without anyone chasing by memory. Some tools do the first job well. Some do the second. Very few do both, and the ones that claim to usually do one of them on a spreadsheet inside the app.

This page compares the real options a Nigerian developer meets, including the free ones, including where GrowUp Business does not fit. If your team also works the buyers directly on WhatsApp, the WhatsApp page for agents shows what that side looks like day to day.

Who this page is for

Read this if

  • You sell plots, units or off-plan homes on instalment plans and chase payments by memory
  • Buyers enquire on WhatsApp from flyers, realtors and Instagram, and some go quiet after the deposit
  • You work with independent realtors and need to know who brought which buyer
  • You have two or more sales staff and buyers get two different prices
  • You want to see, per estate, how many enquiries, how many deposits and how many fully paid

This is not your problem yet if

  • Your main need is construction project management or quantity surveying
  • Your main need is post-handover facility management, service charges and tenant ledgers
  • You need a full investor portal with statements and withholding tax computation out of the box
  • You sell a handful of units a year and can track them on one sheet without losing anyone

What actually matters when you choose

  1. 01

    Does it run the instalment schedule, or just record it?

    A developer's cash flow is a hundred small payments landing on time. If the system only stores the plan and someone still has to remember to chase, you have a spreadsheet with a login. Look for invoices that go out on their dates with reminders before they are due, and a view of who is behind.

  2. 02

    Where do the buyer conversations live?

    Nigerian buyers enquire on WhatsApp, through realtors, from Instagram flyers. If the CRM only knows about buyers once someone types them in, the leak is upstream. Look for enquiries landing in the system on their own, with an instant reply while your team is on site.

  3. 03

    Can it tell you which realtor brought which buyer?

    Commission disputes are the quiet cost of the realtor model. You need the source on every buyer from day one, and a way to see totals per realtor, whether the tool computes the commission or you do.

  4. 04

    Does it bill in Naira and collect in Naira?

    Dollar billing moves with the exchange rate on a line you cannot control. Payment collection through a Nigerian gateway matters more here than anywhere: buyers pay deposits and instalments by transfer and card, and you need those recorded against the right unit without manual matching.

  5. 05

    Will your sales team actually use it?

    A developer's back office and a developer's sales floor are different jobs. The best back-office tool is useless if the sales team keeps buyers on personal phones. Ask which system your salespeople will open every hour, and make sure the buyer data lands there first.

The options, honestly

Spreadsheets and WhatsApp

Best for A developer selling a handful of units a year

Strengths

  • Free and completely flexible
  • Everyone already knows how to use both
  • Fine for tracking who has paid what on one small estate

Limitations

  • Nothing happens on its own. Every reminder depends on someone remembering
  • Buyer conversations live on personal phones and leave with staff
  • Realtor attribution is whatever someone typed, weeks later

Most developers already have this and already know the moment it stopped working: the second estate, or the second salesperson.

Conveya

Best for A developer whose pain is the back office: instalments, realtor commissions, portals

Strengths

  • Nigerian-built for developers and agencies, advertises off-plan instalment options from 6 to 24 months
  • Payment approvals through Paystack and Flutterwave
  • Realtor commission handling including withholding tax, plus branded portals
  • 14-day trial

Limitations

  • Built around the developer's records rather than the buyer's WhatsApp conversation
  • Instant replies, multi-day follow-up sequences and a shared team inbox are not what it advertises

If unit allocation, commission statements and an investor-facing portal are the job, this is the specialist. Check how buyer enquiries get in, because that is where the leak usually is.

OurProperty NG

Best for A developer who also manages the estate after handover

Strengths

  • Nigerian property management ecosystem: project tracking, buyer records, instalment plans with reminders, unit allocation
  • Carries on into tenants, service requests and investor reporting after sales
  • Sales performance reporting per project

Limitations

  • A property management system first. Sales follow-up on WhatsApp is not its centre
  • More platform than a developer with one or two estates and no facility management needs

Strong if the business continues after the keys are handed over. If you sell and move on to the next estate, most of it sits unused.

PropHero CRM

Best for An agency or developer wanting property-specific workflows with WhatsApp sharing

Strengths

  • Handles both secondary and off-plan property workflows
  • Share properties and brochures on WhatsApp from the system
  • Centralises enquiries from portals and social media into one inbox

Limitations

  • Instalment invoicing and payment collection in Naira are not advertised
  • Realtor commission handling is not advertised

Worth a look if the workflow side matters most. Ask to see an instalment schedule run end to end before you decide.

Foreign developer CRMs

Best for Developers selling in Dubai or the UK

Strengths

  • Mature off-plan pipelines, expressions of interest, broker portals
  • Built around instalment-heavy markets

Limitations

  • Built for other markets' payment rails, tax rules and broker structures
  • Dollar or dirham billing, support in another timezone
  • WhatsApp is rarely the centre of gravity

The feature lists look right until you try to map Nigerian withholding tax, Paystack and a realtor network onto them.

GrowUp Business

Best for A developer whose pain is buyers going quiet after the enquiry or the deposit

Strengths

  • WhatsApp, Instagram, SMS and email enquiries in one inbox, with an instant reply while your team is on site
  • Instalment plans set up for how you sell: deposit, then monthly or quarterly invoices in Naira, each with a reminder before it is due, and a view of who is behind
  • A pipeline per estate, from enquiry to deposit to fully paid, with one named owner per buyer
  • Realtor referrals tracked through its affiliate programme, so every buyer carries the realtor who brought them
  • Units, plots and estates set up as records during onboarding, so a buyer is linked to Block C Plot 12, not a sentence in a chat
  • Naira pricing and Paystack, start free, no per-conversation WhatsApp fees, up to 10 staff logins included

Limitations

  • GrowUp Business runs the buyer side: enquiry, follow-up, instalment collection, the sales pipeline. Unit allocation boards, withholding tax computation and investor portals are a different job, and a developer who needs those runs a back-office tool alongside it.
  • Unit and estate records are set up for you during onboarding rather than switched on by default.
  • Realtor commission amounts are yours to set. The system tracks who brought whom and totals it; it does not apply Nigerian tax rules to the payout.
  • GrowUp Business collects deposits and instalments, sends invoices and receipts, all in Naira. Full accounting and audited accounts are a different job.

Covers the journey from the flyer to the last instalment. If your bottleneck is the developer back office rather than buyers going quiet, pair it with a specialist or choose the specialist.

Side by side

Two different jobs hide inside 'developer CRM': the buyer side, and the back office. Most tools do one well.
OptionBillingBuyer enquiries on WhatsAppAuto follow-upInstalment invoices with remindersRealtor attributionUnit allocationCommission with WHT
Spreadsheets and WhatsAppFreeOn personal phonesNoManualTyped inManualManual
ConveyaNot advertised in dollarsNot advertisedNot advertisedYesYesYesYes
OurProperty NGNairaNot advertisedNot advertisedYesNot advertisedYesNot advertised
PropHero CRMNot advertisedShared inboxNot advertisedNot advertisedNot advertisedNot advertisedNot advertised
Foreign developer CRMsDollars or dirhamsRarelyYesYesYesYesOther markets' rules
GrowUp BusinessNairaNative, same number as your phoneYesYes, in NairaYes, via affiliate trackingConfigurable records, no allocation boardTotals only, no WHT

So which one should you pick?

Spreadsheets and WhatsApp

You sell a handful of units a year, one person handles every buyer, and nobody has gone quiet on an instalment yet. Come back at the second estate.

Conveya

Your pain is the back office: allocation, commission statements with withholding tax, and a portal your investors log into. Check how enquiries get in.

OurProperty NG

You keep managing the estate after handover and need tenants, service charges and investor reporting in the same system as sales.

GrowUp Business

Your pain is buyers: they enquire on WhatsApp, some pay a deposit, then the instalments and the follow-up depend on someone remembering. You want that to run without you, in Naira, from the number you already use.

Both

You are big enough to have both problems. Run the buyer side on GrowUp Business and the allocation and commission side on a specialist. They do not fight.

Questions buyers ask

Can it run a 12-month instalment plan for an off-plan unit?

Yes. The plan is set up during onboarding for how you sell: deposit, then monthly or quarterly instalments across the build period. Each invoice goes out on its date in Naira, a reminder goes out before it is due, and the buyer's record shows what is paid and what is outstanding. You stop chasing instalments from memory.

How does it handle realtors who bring buyers?

Every buyer carries the realtor who referred them, tracked through the affiliate programme, and you see totals per realtor. You set the commission amounts. What it does not do is compute Nigerian withholding tax on the payout; that stays with your accountant or a back-office tool.

Can buyers see their own payment status?

They receive each invoice and receipt on WhatsApp or email as payments land, so they always know where they stand. A full self-service portal with statements is a back-office feature, and Conveya advertises one if that is essential for you.

Can I track units and plots, not just buyers?

Yes. Estates, blocks and plots are set up as records during onboarding, and each buyer is linked to their unit. Filter every unsold plot in Phase 2, or every buyer on Block C who is behind on payments. It is a setup step, not a default screen.

What about buyers in the diaspora?

They get an instant reply in their evening, book a video walk-through from the same link, and receive every invoice and receipt where they are. Documents sit on the deal so nothing is lost across time zones. Off-plan sales to Nigerians abroad are where instalment reminders earn their keep, because nobody is going to walk into your office to be reminded.

Should a developer use the same system as an agent?

The buyer side is the same problem: enquiry, follow-up, viewing, deposit. What differs is what happens after the deposit. Agents need the deal to close; developers need twelve more payments to land. If you are an agent, [the agents comparison](/best-crm-for-real-estate-agents-nigeria/) is the better page. If you sell on instalments, you are in the right place.

Why owners choose GrowUp Business

Try it in your business first
One month free on a full system built for your industry. 14 days free on the quick setup. No card upfront.
Set up for you
We build your inbox, bookings, payments, follow-up and staff lanes around how you already work. You are not handed a blank tool.
Naira, not dollars
Naira pricing and Paystack payments. Your subscription does not move with the exchange rate.
No per-message WhatsApp fees
Your WhatsApp stays on your phone and connects to the business panel. No per-message or per-conversation charge on top.
Your whole team included
Up to 10 staff logins included, each with their own lane and permissions.
Honest about what it does not do
Every page says plainly where GrowUp Business stops, and which specialist tool does that job instead.
Built inside working businesses
These systems were built and proven inside working Nigerian businesses in Abuja before they were offered to anyone else.

See your instalment plan running without a reminder from you.

Book a free 15-minute walk-through. We set up one of your actual estates, the deposit and instalment schedule, and the follow-up for buyers who go quiet. If a specialist fits you better, we will say so. No card, no pressure.

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